AI summary
Sensex gained 0.43% while Nifty fell 0.71% as markets traded cautiously ahead of the RBI's monetary policy decision tomorrow.
Bank Nifty outperformed, rising 1.12%, suggesting investor focus on rate-sensitive sectors before the policy announcement.
FII inflows of ₹922 crore and DII inflows of ₹1,571 crore totaling ₹2,493 crore provided support despite mixed sentiment.
Gold surged ₹2,744 to ₹144,993 per 10g as investors hedge uncertainty around US-Iran diplomatic tensions and RBI policy.
Nifty 50
24,615
+0.95%
More details
Open24,704
High24,704
Low24,428
Prev close24,384
52W high26,373
52W low22,183
Sensex
78,429
+0.43%
Bank Nifty
57,907
+1.12%
Sensex
78,429
+0.43%
Bank Nifty
57,907
+1.12%
🐂
Mood
Greedy
78/100 health
BearBull
FII / DII
FII net+Rs 922 Cr
DII net+Rs 1,571 Cr
Net flow+Rs 2,493 Cr
Market stats
Advances14
Declines20
VolumeRs 17,121 Cr
VIX12.19 — Low -- calm
7-session trend
6 green in last 7
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Now
Health score of 78 reflects cautious optimism tempered by geopolitical uncertainty and the pivotal RBI policy decision tomorrow, which will shape interest rate expectations and investment strategy.
Gainers
APOLLOHOSP+2.61%
HINDALCO+2.52%
TRENT+1.89%
Losers
GRASIM-3.74%
HDFCLIFE-3.1%
BAJAJ-AUTO-2.16%
Show top 10 each
JIOFIN+0.76%
ITC+0.7%
ETERNAL+0.61%
JSWSTEEL+0.6%
BAJAJFINSV+0.43%
COALINDIA+0.38%
ADANIPORTS+0.34%
MAXHEALTH-2.13%
RELIANCE-2.13%
NTPC-2.07%
HINDUNILVR-1.94%
TATACONSUM-1.62%
HDFCBANK-1.46%
EICHERMOT-1.43%
Sectors
IT
+2.43%
Banking
+1.12%
Pharma
+0.24%
Commodities & currency
Gold /10g MCX
Rs 144,993+1.93%
Silver /kg MCX
Rs 208,488+2.51%
USD/INR
95.38-0.02%
Today's events
RBI Monetary Policy Committee (MPC) meeting Day 2 underway; policy decision and Governor commentary scheduled for August 5
In progress • RBI Policy
US-Iran diplomatic talks creating global geopolitical uncertainty; Asian markets trading mixed
Ongoing • Geopolitical Risk
Q1 FY2026-27 corporate earnings season in focus; LIC OFS developments monitored
Throughout day • Corporate Earnings
Up next
RBI Governor Sanjay Malhotra Announces Monetary Policy Decision
— August 5, 2026 (expected around 10:00 AM)
The Reserve Bank of India's three-day MPC meeting concludes with the Governor's policy announcement, including the repo rate decision and forward guidance on inflation, growth outlook, and interest rate trajectory—a key catalyst for equity markets, bonds, and FX.
Yieldora insight
RBI Rate Decision Tomorrow: How It Affects Your Loan EMI and Fixed Deposit Returns
With the RBI's monetary policy decision just hours away, investors are bracing for potential rate changes that will directly impact EMI obligations on home loans and returns on fixed deposits. If the RBI cuts rates, existing loan holders may refinance, while savers holding FDs will need to reassess their fixed-income strategy. Understanding the ripple effects now helps you lock in better rates or restructure debt before the announcement.
14%
Avg 12m return after similar dips
61%
Times market recovered within 6 months
6.7%
Below 52-week high right now
Based on Nifty 50 data 2010-2024. Past returns don't guarantee future results. Not investment advice.
Read the full 2-minute analysis
Why stocks moved, sector news, top headlines
Expand
Why stocks moved
Top Gainers
APOLLOHOSP (+2.61%)
Healthcare stocks benefited from defensive positioning as investors hedge geopolitical and policy uncertainty by rotating into stable, essential-services sectors.
- Healthcare and pharma are considered counter-cyclical; investors buy into sectors less affected by interest rate volatility
- Apollo Hospitals' strong earnings outlook and dividend appeal attract capital during uncertain macro periods
HINDALCO (+2.52%)
Metals and mining stocks rose as gold surged ₹2,744 today, signaling safe-haven demand amid geopolitical tensions and rate-cut expectations.
- Gold's sharp rally reflects investor hedging against US-Iran diplomatic uncertainty
- Rate-cut hopes typically boost valuations of capital-intensive sectors like aluminium production
TRENT (+1.89%)
Consumer discretionary stocks like Trent gained as select investors rotated into growth stories ahead of the RBI decision, betting on lower rates boosting consumption.
- Retail and luxury brands typically benefit from lower interest rates, which ease consumer financing costs
- Trent's strong Q1 earnings and retail expansion narrative attract sentiment ahead of policy clarity
Top Losers
GRASIM (-3.74%)
Grasim, a capital-intensive conglomerate, declined sharply as investors booked profits and prepared for potential RBI commentary on growth slowdown and high debt servicing costs.
- Profit-booking after recent rallies is common ahead of major macro events
- Cement and chemicals sectors face margin pressure if the RBI signals rate cuts but maintains an inflation-focused stance
HDFCLIFE (-3.1%)
Life insurance stocks fell as falling bond yields (expected with rate cuts) reduce the value of insurers' fixed-income portfolios and compress new policy yields.
- Lower interest rates reduce the attractiveness of insurance products' guaranteed returns
- Rate-cut expectations typically pressure the entire insurance sector's valuation multiples
BAJAJ-AUTO (-2.16%)
Auto stocks declined due to sector-wide caution over rising raw material costs and mixed global automotive demand signals, compounded by geopolitical uncertainty.
- Automotive sector remains sensitive to both supply-chain disruptions and consumer financing trends
- Bajaj Auto's margin pressure from commodity costs outweighs any near-term benefit from rate-cut hopes
Sector news
Gaining Sectors
IT (+2.43%)
Information Technology sector surged 2.43% as rupee strength (USD-INR down to 95.38) boosts export realisations and strong Q1 earnings reports attract positive momentum.
- A weaker US dollar benefits Indian IT exporters by improving the value of dollar-denominated revenues
- Q1 FY2026-27 earnings from major IT firms are beating expectations, driving sector confidence
Banking (+1.12%)
Banking sector rose 1.12% (Bank Nifty +1.12%) as investors position for the RBI decision, betting on rate clarity and potential refinancing opportunities in the lending space.
- Banks are key beneficiaries of RBI policy announcements; clarity on rates typically attracts institutional inflows
- Lower rates would reduce deposit costs and improve loan margins, supporting bank profitability
Pharma (+0.24%)
Pharma sector gained a modest 0.24% as defensive moves and strong Q1 earnings keep investor interest steady despite global headwinds.
- Pharma remains a reliable dividend and earnings story, attracting long-term investors during uncertainty
- Indian pharma's export-oriented model benefits from weak rupee trends, though today's move was minimal
Declining Sectors
No declining sector data today.
Top headlines
Indian Stock Market Today: Sensex, Nifty Open Cautiously Amid US-Iran Talks Uncertainty, RBI Policy in Focus Read article
Benchmark indices opened on a cautious note as investors monitor geopolitical developments and await the Reserve Bank of India's monetary policy decision scheduled for August 5.
- Sensex opened at ₹79,132.97 and was trading up 0.43%, while Nifty 50 opened at 24,703.90 but declined 0.71% by mid-morning
- RBI's three-day Monetary Policy Committee meeting is in its second day; policy decision and Governor commentary will be announced on Wednesday
Markets Open Lower as CAS Correction Weighs; RBI Policy, Earnings in Focus Read article
Indian equities opened mixed as profit-taking in select sectors offset optimism from strong FII and DII inflows totaling ₹2,493 crore.
- Sensex gained ₹135.70 (0.17%) to ₹78,774.73 by 9:17 AM, while Nifty 50 slipped 175.25 points (0.71%) to 24,599.05
- Investors closely monitor RBI's monetary policy commentary on inflation, economic growth, and interest rate outlook expected tomorrow
Nifty Slips Below 24,600 Level; European Markets Advance Read article
The Nifty 50 retreated below the 24,600 level as caution prevailed ahead of the RBI's monetary policy decision on August 5, while overseas markets advanced on mixed sentiment.
- RBI Governor Sanjay Malhotra is scheduled to announce the policy decision on Wednesday, August 5, 2026
- Market participants will closely monitor the central bank's commentary on inflation trends, economic growth projections, and the repo rate decision
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Data for informational purposes only. Not investment advice. Sources: NSE, BSE, AMFI, MCX. Yieldora.in